OUR FIRM         CHRISTOPHER CRUZ Investment Adviser Representative Certified LEAP® Professional (CLP)   (757)-868-7130  X111   ccruz3@metlife.com               Lori Strickland Client Services Representative (757)-868-7130  X117     lstrickland@metlife.com Lynn Lepsch Client Services Representative (757)-868-7130 X112 llepsch@metlife.com

Metropolitan Life Insurance Company (MetLife), New York , NY 10166 . Securities products and investment advisory services offered by MetLife Securities, Inc. (MSI) (member NASD/SIPC) and a registered investment adviser, New York , NY 10166 . MetLife and MSI are affiliates.

Please note, MetLife nor any of its affiliates, employees or representatives provide specific tax or legal advice. Please consult your tax advisor or attorney for such guidance.